My Commission Calculator is a free, browser-based tool for sales professionals. Calculate your commission earnings instantly with support for flat rates, tiered brackets, quota accelerators, team splits, bonuses, overtime, and annual projections. No signup required. Works on any device.
Whether you are a real estate agent calculating your split on a listing, a SaaS account executive modelling your accelerators, an insurance agent figuring out residuals, or a retail associate adding up unit bonuses and protection plan payouts — this calculator handles every scenario in seconds.
Enter your sale amount and commission rate to instantly see your earnings. Multiply by number of deals for a total. Perfect for quick calculations before a call or during a negotiation.
Built for retail, automotive, and hourly workers. Combine base pay, overtime, units sold, revenue percentages, add-on product commissions, tiered bonuses, and spiffs into one total. Switch between hourly, weekly, monthly, and annual output periods.
The full picture for enterprise and B2B salespeople. Set up tiered commission brackets, quota accelerators, team splits, and a base salary. Enter your average deals per month to generate a monthly, quarterly, and annual income projection.
Commission rates vary significantly across industries. Real estate agents typically earn 2.5% to 3% of the sale price, split between the listing and buyer's agent sides. SaaS and software sales reps commonly earn 8% to 12% on annual contract value. Insurance agents typically earn 10% to 20%, with higher rates on life insurance and residuals on renewals. Automotive salespeople often earn 20% to 30% on gross profit rather than the total sale price. Retail sales associates typically earn 3% to 7% on top of an hourly wage. Financial services representatives typically earn 0.5% to 2%, with lower rates offset by high ticket sizes. Recruiters commonly earn 15% to 25% of the placed candidate's first-year salary.
Tiered commission structures apply different rates to different revenue brackets, similar to how income tax brackets work. For example, a plan might pay 5% on the first $50,000 in sales, 8% on the next $50,000, and 12% on any revenue above $100,000. The higher rate only applies to the revenue within that bracket — not to your total sales. This means crossing a tier boundary always increases your total earnings.
A quota accelerator is a commission multiplier that activates once you exceed your sales quota. For example, if you hit 100% of your quota, your commission rate might increase from 10% to 15% on all additional sales for the remainder of the period. Accelerators are one of the most powerful earning levers in sales compensation and can significantly increase total earnings for top performers.
Commission splits divide the total commission among multiple parties. In real estate, the total commission is split between the listing brokerage and the buyer's brokerage, and then each agent splits their portion with their own brokerage according to their individual agreement. In corporate sales teams, commissions might be split between a field representative, a sales development representative, and a solutions engineer who all contributed to closing a deal.
In the United States, commission income is classified as supplemental wages and is taxed as ordinary income. Employers are typically required to withhold federal income tax at either the flat 22% supplemental rate or the employee's normal withholding rate, depending on how the commission is paid. State income taxes also apply in most states. Self-employed salespeople receiving 1099 income must pay self-employment tax in addition to income tax and are responsible for making quarterly estimated tax payments to the IRS.
Learn more about sales compensation on our blog. Topics include how to negotiate your commission structure, understanding tiered commission brackets, how commission income is taxed in the US, what OTE means in sales, draw against commission explained, commission versus salary comparison, real estate commission guide, and how to read your commission statement.
My Commission Calculator is a free tool built for sales professionals across all industries. All calculations run entirely in your browser — your financial data never leaves your device. There is no account required, no data collection, and no subscription fee. The calculator is supported by advertising and will always be free to use.